[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.gncz.cz\/pod-nebankovni-hypotekou-muzete-najit-i-podnikatelsky-uver\/#Article","mainEntityOfPage":"https:\/\/www.gncz.cz\/pod-nebankovni-hypotekou-muzete-najit-i-podnikatelsky-uver\/","headline":"Pod nebankovn\u00ed hypot\u00e9kou m\u016f\u017eete naj\u00edt i podnikatelsk\u00fd \u00fav\u011br","name":"Pod nebankovn\u00ed hypot\u00e9kou m\u016f\u017eete naj\u00edt i podnikatelsk\u00fd \u00fav\u011br","description":"N\u011bkte\u0159\u00ed lid\u00e9 se st\u00e1le nevyznaj\u00ed ve v\u0161ech t\u011bch n\u00e1zvech. Hledaj\u00ed nap\u0159\u00edklad nebankovn\u00ed hypot\u00e9ku a najdou podnikatelsk\u00fd \u00fav\u011br. \u010c\u00edm je to zp\u016fsobeno? Z\u0159ejm\u011b t\u00edm, \u017ee tyto z\u00e1kladn\u00ed n\u00e1zvy z\u016fstaly stejn\u00e9, ale finan\u010dn\u00ed produkty, kter\u00e9 se pod nimi ukr\u00fdvaj\u00ed, se zm\u011bnily. Tak\u017ee si poj\u010fme osv\u011btlit alespo\u0148 n\u011bkter\u00e9 z nich. Prvn\u00edm n\u00e1zvem, se kter\u00fdm se nej\u010dast\u011bji m\u016f\u017eeme setkat, je pr\u00e1v\u011b nebankovn\u00ed hypot\u00e9ka. Toto ozna\u010den\u00ed je z\u00e1kladn\u00ed, dalo by se \u0159\u00edct, \u017ee v sob\u011b ukr\u00fdv\u00e1 komplex dal\u0161\u00edch \u00fav\u011br\u016f. Kdy\u017e si prost\u011b nechcete p\u016fj\u010dovat pen\u00edze…","datePublished":"2020-11-01","dateModified":"2023-05-05","author":{"@type":"Person","@id":"https:\/\/www.gncz.cz\/author\/#Person","name":"gncz.cz\n","url":"https:\/\/www.gncz.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/188853cc08cfc4af3f5ef42e51d7aa754653be0300e41daf30a10471d44d4592?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/188853cc08cfc4af3f5ef42e51d7aa754653be0300e41daf30a10471d44d4592?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"gncz.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/gncz.cz\/wp-content\/uploads\/pen%C3%ADze%20pod%C3%A1n%C3%AD%20rukou.jpg","url":"https:\/\/gncz.cz\/wp-content\/uploads\/pen%C3%ADze%20pod%C3%A1n%C3%AD%20rukou.jpg","height":"","width":""},"url":"https:\/\/www.gncz.cz\/pod-nebankovni-hypotekou-muzete-najit-i-podnikatelsky-uver\/","about":["Neza\u0159azen\u00e9"],"wordCount":417,"articleBody":"   N\u011bkte\u0159\u00ed lid\u00e9 se st\u00e1le nevyznaj\u00ed ve v\u0161ech t\u011bch n\u00e1zvech. Hledaj\u00ed nap\u0159\u00edklad nebankovn\u00ed hypot\u00e9ku a najdou podnikatelsk\u00fd \u00fav\u011br. \u010c\u00edm je to zp\u016fsobeno? Z\u0159ejm\u011b t\u00edm, \u017ee tyto z\u00e1kladn\u00ed n\u00e1zvy z\u016fstaly stejn\u00e9, ale finan\u010dn\u00ed produkty, kter\u00e9 se pod nimi ukr\u00fdvaj\u00ed, se zm\u011bnily. Tak\u017ee si poj\u010fme osv\u011btlit alespo\u0148 n\u011bkter\u00e9 z nich.Prvn\u00edm n\u00e1zvem, se kter\u00fdm se nej\u010dast\u011bji m\u016f\u017eeme setkat, je pr\u00e1v\u011b nebankovn\u00ed hypot\u00e9ka. Toto ozna\u010den\u00ed je z\u00e1kladn\u00ed, dalo by se \u0159\u00edct, \u017ee v sob\u011b ukr\u00fdv\u00e1 komplex dal\u0161\u00edch \u00fav\u011br\u016f. Kdy\u017e si prost\u011b nechcete p\u016fj\u010dovat pen\u00edze z banky, tak hled\u00e1te pod t\u00edmto n\u00e1zvem.\u010clov\u011bk si mysl\u00ed, \u017ee se pod t\u00edmto n\u00e1zvem bude ozna\u010dovat spot\u0159ebitelsk\u00fd \u00fav\u011br, \u010dili \u017ee se bude jednat o \u00fav\u011br, ano samoz\u0159ejm\u011b s ru\u010den\u00edm nemovitosti, ale pro v\u0161echny ob\u010dany, kte\u0159\u00ed si pot\u0159ebuj\u00ed pen\u00edze vyp\u016fj\u010dit a investovat je kamkoliv, a\u0165 u\u017e na dluhy, do bydlen\u00ed, na koupi bytu nebo rekonstrukci dom\u00e1cnosti nebo na vyplacen\u00ed exekuc\u00ed \u010di na cokoliv dal\u0161\u00edho, jenom\u017ee to nemus\u00ed b\u00fdt tak jednozna\u010dn\u00e9. V\u017edy je pot\u0159eba hl\u00eddat, zdali se nejedn\u00e1 o podnikatelsk\u00fd \u00fav\u011br.Pod t\u00edmto z\u00e1kladn\u00edm ozna\u010den\u00edm m\u016f\u017eete naj\u00edt tak\u00e9 produkty s r\u016fzn\u00fdmi p\u0159\u00edponami jako je bez registr\u016f nebo bez dolo\u017een\u00ed p\u0159\u00edjm\u016f. Tyto u\u017e znamenaj\u00ed podnikatelsk\u00e9 \u00fav\u011bry. P\u016fj\u010dit si tedy v r\u00e1mci t\u011bchto \u00fav\u011br\u016f mohou pouze podnikatel\u00e9, kte\u0159\u00ed pen\u00edze pou\u017eij\u00ed do sv\u00e9ho podnik\u00e1n\u00ed, do firmy nebo \u017eivnosti. Pen\u00edze p\u0159itom m\u016f\u017eete m\u00edt i do 24 hodin. N\u00edzk\u00e1 spl\u00e1tka, kterou opravdu dok\u00e1\u017eete spl\u00e1cet je samoz\u0159ejmost\u00ed, v\u011bt\u0161inou je podobn\u00e1 t\u00e9, kterou byste z\u00edskali i v bance.\u00dav\u011br m\u016f\u017eete spl\u00e1cet a\u017e 30 let a kdykoliv ho v pr\u016fb\u011bhu doplatit. Ru\u010dit p\u0159itom m\u016f\u017eete jakoukoliv nemovitost\u00ed. V p\u0159\u00edpad\u011b \u010dist\u00e9ho registru m\u016f\u017eete z\u00edskat \u00farokovou sazbu od 4% p.a. Pokud m\u00e1te n\u011bjak\u00fd z\u00e1znam, tak \u00farok bude od 7% p.a.\u00darok je p\u0159itom pevn\u00fd \u2013 nem\u011bnn\u00fd po celou dobu spl\u00e1cen\u00ed. A pozitivn\u00ed zpr\u00e1vou je to, \u017ee pokud zvol\u00edte americkou hypot\u00e9ku, tak s pen\u011bzi m\u016f\u017eete nalo\u017eit podle libosti.                                                                                                                                                                                                                                                                                                                                                                                          4\/5 - (10 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Pod nebankovn\u00ed hypot\u00e9kou m\u016f\u017eete naj\u00edt i podnikatelsk\u00fd \u00fav\u011br","item":"https:\/\/www.gncz.cz\/pod-nebankovni-hypotekou-muzete-najit-i-podnikatelsky-uver\/#breadcrumbitem"}]}]